Introduction

Today there are a number of ways in which investors can invest their money. From the stock market to savings bonds to deeds of trust, there is something for every investor looking for a way to grow their money. While most investments are made with the same end in mind, the main difference between each investment type are the strategies and the level or risk involved.

However, although there is always some degree of risk involved when making an investment, trust deeds happen to be one of the safest investments available today, because unlike other investments, a trust deed is secured by actual property homes, buildings and land.

Aside from the security of real property, with a trust deed investment, the other advantage is the investor receives higher than average rates of return. This is due to the fact that borrowers are willing to pay a higher interest rate because private investors are flexible with their loans, as they are not limited by traditional rules of bank loans. Without the constraints of such rules, private investors can provide quicker loans that do not follow the same rules as is required for traditional lending.

Furthermore, deeds of trust are safe investments because borrowers are generally a good risk to take. The following are two excellent reasons why:

1. The borrower could loose their property (home, land, etc.) if they fail to pay the loan.
2. If the appropriate research has been done, the investment will have a more than sufficient loan to value (LTV) ratio. In other words, the loan amount is exceeded by the real property value.

Why do I want to get involved with trust deed investing?
At some point in your life you will retire, and like many other investors out there, you may be thinking about investing as part of your retirement plan. Trust deed investors who invest for their retirement agree that it is the best investment they can make, because a trust deed can earn 10%, which is as much as 5 times more retirement income compared to other investing methods such as a savings account which on average pays between 2-4%. Furthermore, investing in trust deeds for your retirement is safer than running the risk of being stuck in a low yielding mutual fund, or a bad stock.

Another reason to consider is trust deed investors that plan for their upcoming retirement (whether it is IRA, KEOGH, etc.), know that by compounding an annual 10% interest through trust deed investments, they have the chance to take years off the necessary time required to reach the target date they have personally set for their retirement.

Need further proof why trust deed investing is the better way when it comes to making an investment for your retirement plan? Take a look at the following examples:

Retirement plan without a trust deed investment
Mary places 0.00 in her IRA at 2.5% compounded annually. After 20 years, the 0.00 would become 9.31, paying approximately a .00 annual retirement income to Mary at 2.5% (Note: This is calculated by using any handheld calculator. Begin by taking the percentage, in this case 1.025 1.025: 1 = the single deposit of 0.00 and .025 = the 2.5% annual yield. and multiply this number by 0.00. Tap the equal button 20 times in order to compound the 20 years.)

With a Trust Deed Investment
James places 0.00 in a 1 year trust deed investment that pays 10% compounded annually. After 20 years, the 0.00 would become 63.75 paying approximately a 0.00 annual retirement income to James at 10%. (Note: this is calculated by using the same method as the previous example, except that the 10% is calculated as 1.1 1.1: 1 = the single deposit of 0.00 and .1 = the 10% annual yield.

By comparing the above two examples, Jamess trust deed investment provided him with approximately 15 times more retirement income! Now thats a difference worthy of your attention.

In addition, there are a number of other bonuses related to trust deed investing that you may want to keep in mind before choosing just any type of investment. Here are a few of the basic advantages that investing in trust deeds offers you as an investor:

1. The interest rate paid by the borrower is typically higher than rates paid by banks.

2. Investing in a deed of trust generates a monthly income that is established through interest payments.

3. Trust deeds can be traded

4. Trust deeds sell fairly easy because they are liquid

5. When you invest in a trust deed, every month that goes by increases your protection because the loan amount continues to be lowered by amortization.

The more you learn about trust deeds, the more you will discover that this investment offers you a high rate of return at a risk you can afford.

The purpose of this book Trust Deed Investing- is to provide you with the fundamentals of trust deed investments. Within its pages you will discover all of the essential aspects that are required in order to make investing in a deed of trust a secure and safe risk taking experience. Some of the topics you will find include the different methods for investing, loan underwriting, title insurance, lien priority, escrow and much more.

This book has been designed to give you a good idea of the many golden opportunities that await you should you choose to invest in deeds of trust. With all of the knowledge you will obtain from Trust Deed Investing, you will gain the confidence you need to know how to protect your investment, choose the right broker and provide an excellent product with the least amount of risk.

Trust Deed Fund

00 in her IRA at 2.

Private money loans are generally based on the real estate value itself, to the degree of the individual borrowers credit. Furthermore, deeds of trust are safe investments because borrowers are generally a good risk to take. Thus, make the effort to keep these seven trust deed investing tips in mind when you are making an investment:1. The reason is because the original note is not a recorded instrument, like the trust deed.

Therefore, in order to obtain this priority, this needs to be verified before the closing of escrow.
In addition, the note should provide the investor with the choice of needing the payoff, so that they can protect their principal from foreclosing on the tax lien. For this reason, home interest rates are far lower in comparison to credit card rates. However, although a deed of trust acts like a mortgage, it is important that you understand there are differences between a mortgage and a deed of trust.

The LTV if often determined though the comparison of the loan amount to the appraised value regarding the collateral that secures the loan.
Under the beneficiarys instructions, the foreclosure officer will prepare the above documents. A trust deed investor always needs a title insurance policy. The loan-to-value principal is what makes carrying a high yield with a trust deed investment secure. This includes the square footage of the land, the description of the building(s) or improvements, operating statements, rent rolls and income property. It is through strict and constant enforcement that reliable payment and performance is maintained. This remedy is a process known as foreclosure, and simply put; it is the process through which the property in question is sold in order to satisfy the debt owed to the lender.